WELLretire Blog
Second Quarter Focus: Retirement Industry Buzz - What you should know now
The retirement industry continues to evolve. Today we’re sharing a number of interesting plan features that are beginning to come online, made possible by Secure 2.0: Student Loan Payments as 401(k) Matching, Emergency Savings Accounts and Withdrawals, and Lifetime Income Products.
Market Update: 2024 Q1 in Review
Looking back at Q2 of 2024, we share thoughts on the continued momentum of the market, the importance of diversification in your portfolio, and how inflation and interest rates have impacted the performance of bonds.
First Quarter Focus: Investment Due Diligence in 401k Plans
Let’s start 2024 feeling prepared!
Today we’re sharing our Q1 focuses for clients, and what you can do in the coming months to stay on track for meeting your retirement goals.
What I’m Reading Now: Unreasonable Hospitality by Will Guidara
I took so much inspiration from this recent read and am excited to share why I enjoyed it and what I learned.
When I was younger, one of my dreams was to work in a high end restaurant. In my mind, of course, the job was probably mostly about the food and wine…
Market Update: 2023 in Review
We hope this review of the market in 2023 is helpful, empowering you with a stronger understanding of the past year’s performance and how it impacts your retirement planning.
Your Retirement Resource: Happy Spring!
Happy Spring from Well Retire!
We hope the year is treating you well so far. Here is the Northwest, Spring has not quite sprung and we are quite looking forward to a few more sunny days.
From case studies, to our 10 Steps to Financial (AKA Freedom) workshop, to what’s happening with retirement plans in Washington, and our latest market update.
We hope you will enjoy our latest issue of Your Retirement Resource and let us know what you think!
Year-end plan notices - what, why, when
November and December ring in year-end notices along with the holidays. While many plan record keepers now cover this important task for employers, some (especially smaller plans) are on a more DIY program.
Here's a quick primer on the notices that need to go out at year-end. Please note that not all will apply to your plan.
Student Loan Relief 2022: What we know
President Biden’s student loan relief program is a hot topic with our employee groups these days. Where borrowers stand with repayment of their loans and potential forgiveness has been a constantly moving target for the last year or so. And when we finally got specifics on how it might work and who it would help, there’s now a risk of the entire program being delayed or scrapped if new legal challenges to it are successful.
We are not student loan experts but are happy to share our research on how the program works. Here's a quick primer of what we’ve learned assuming things progress as the Biden-Harris administration has laid out.
401(k), Simple, Oregon Saves: What type of retirement plan is best for my business?
Government mandated retirement plans are here. Read on for some options you might want to consider before committing to one of these programs for your company.
Turn your 401(k) plan into a recruiting and retention tool: 4 things you can do today
Despite the news of layoffs, recruiting and retaining your best employees is still an extremely competitive endeavor in many roles and industries. Employee benefits are becoming an increasingly important part of your attractiveness as an employer, including (and especially) your retirement plan program. What are 4 simple steps you can take to turn your plan into a recruiting and retention tool?
If You Have Part-Time Employees and a 401(k) Plan: This is a Must Read
Did you know you may soon have to allow your part-time employees to participate in your 401(k) plan?: If you have part-time employees and a 401(k) plan: This is a must read.
Unsettled by market volatility in your 401(k)?
While market volatility is unsettling, it is not historically unusual. The key to weathering volatility is to make decisions utilizing a measured approach.
Due-Day for Student Loans: 8/31/22
Out of the many relief measures that passed in the 2020 COVID-19 emergency legislation, perhaps of most help to younger adults was the forbearance on student loans. The payment freeze ends January 31, 2022. Read more to find out how you can support your employees in navigating student loan debt.
Spending Your Retirement Money 101
Retirement planning is less about your asset allocation, or getting a little extra return, than it is having a realistic income and spending plan. Read on for our tips…